1 in 10 people are uninsured, can AI and ML help bridge this?

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A new survey from Zelros of over 1,000 people spanning the US, UK, Canada and parts of Europe shows that 1 in 10 people are uninsured. When asked if they had one insurance policy, 32.5% said yes. When asked if they had two-three policies, 44.6% said yes. Four or more policies, 11.6% said yes and 11.3% of individuals said they had no coverage when asked. 

Number of Insurance PoliciesPercentage of Those With This Policy Number
1 Policy32.5%
2-3 Policies44.6%
4+ Policies11.6%
None11.3%


Christophe Bourguignat, CEO & co-founder of Insurance tech provider Zelros says, “Technology and data should be working for us to improve policy recommendations and coverage for everyone, not just allowing us to see who doesn’t have insurance. We can use artificial intelligence to make sure that if a person is lacking a particular policy, whether it be health, auto or home, that they get what they specifically need in their policies as their life situations change.”

18-24 year olds represented the largest group with no insurance, with 1 in 5 of them being uninsured. 

Do you have insurance policies?18-2425-3435-4445-54>54
1 policy43.5%40%36%21.8%21.5%
2-3 policies31.5%41.5%44.5%51.5%54%
4+ policies5%7.5%14%15.3%16%
I don’t have insurance20%11%5.5%11.4%8.5%

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