Mapped: GB’s Credit Scores by Postcode

We have also created an interactive map giving users the chance to explore the differences in credit scores between each postcode (Embargoed 00.01 Monday 30th July).

• Interactive map (embed code provided upon request) & analysis: http://www.totallymoney.com/credit-map-of-the-uk/
• Press release: http://www.totallymoney.com/press-centre/credit-score-map/
• 11 tips on how to improve your credit score: https://www.totallymoney.com/free-credit-report/how-improve-credit-score/

A credit score shows one’s creditworthiness — that is, how willing banks and other lenders are to let you borrow money. As a rule, the higher your credit score, the more likely you are to be accepted for credit.

TotallyMoney also commissioned a survey with YouGov which uncovered the following:

• 41% incorrectly believe that where they live impacts their credit score
• 63% weren’t aware that electoral role details ore included in their credit report. Being on the electoral register helps lenders confirm you are who you say you are, and that you have a fixed, verifiable address.
• 52% weren’t aware that shared financial commitments are stored on one’s credit report. If you have taken out joint credit with someone, such as a mortgage or a loan, your credit ratings could affect each other’s.

London and the surrounding areas dominated the top of the table: