Postcard Travel Insurance offers Brexit cover and gives advice for Easter holidaymakers

Brexit has been a constant source of confusion over the past months, and now it seems we won’t be leaving until at least April 12^th, which means it may disrupt Brits’ Easter holiday plans.

If you’re planning a holiday, it’s just another thing to worry plus, many insurers’ policy wordings are so complicated that it’s hard to know what you will and will not be covered for in a Brexit related disaster. However, there is a way to make sure you’re covered for any Brexit related disruption.

Sarah Page, brand manager of Postcard Travel Insurance, answers the most frequently asked questions:

Do I need travel insurance with Brexit cover?

Most travel insurers offer very limited cover when it comes to Brexit, and it doesn’t always come as standard (so make sure you check the policy wording). At Postcard, we don’t over-sell or over-promise our insurance, our policy wording is clear and concise so you know exactly what you’re entitled to. So, if you are worried about how Brexit could affect your holiday, know that Postcard are the only provider guaranteeing a claim pay out if something unexpected happens on or before your trip.

For example, if you need to cancel your holiday due to anything unforeseen or unexpected, if your airline is unable to fly because of Brexit, if you are delayed at the airport and forced to abandon your trip because of Brexit complications – the list goes on.

I’m going away in the Easter holidays – do I need no deal Brexit insurance?

At this point, no one knows if we’ll leave the EU with or without a deal. No matter the outcome, it doesn’t look like we’ll be exiting until at least 12^th April, leaving people worried about how this could impact their Easter holiday plans. You don’t need to take out insurance specific to a no deal Brexit, however, you should seriously consider a policy which offers cover for ‘cancellation any cause’ and delayed travel for anything which you could not have been expected to foresee or avoid or anything beyond your reasonable control. Postcard offers exactly that, plus we cover you for both outbound and inbound travel in case Brexit ‘strikes’ during your holiday – something a lot of travel insurers don’t offer.

So, if I want to cancel my trip because of something caused by Brexit prior to my departure date, will I be covered?

Most travel insurers won’t cover you if you decide to cancel your trip because of a situation caused by Brexit. However, Postcard will. We offer cover for customers to cancel their trip if any unforeseen Brexit issues arise such as (prior to departure date) the airline announcing it could no longer fly and offering no alternative options. We’ll even pay your claim within 48 hours of receiving all necessary information, so, with no money tied up, it’s not too late for you to book an alternative holiday last minute – now that’s the Postcard promise.

If my flight is delayed because of Brexit and I no longer want to travel, will my travel insurance cover me?

Many insurers will cover you to abandon your trip after a set number of hours delayed at your international departure point (i.e. airport), but many will only cover set reasons – no matter how frustrating the delays are. Postcard however, is unlike most travel insurers. We provide cover if you decide to abandon your travel plans, following a Brexit related 24-hour delay at your UK departure point.

Can I still use the EHIC after Brexit?

The future of the European Health Insurance Card (EHIC) is uncertain – it really all comes down to whether we leave with a deal or no deal. The European Commission has warned that if it is a no-deal Brexit, British holidaymakers will no longer be able to use the EHIC – so it’s important to take out quality travel insurance, which does not demand you use your EHIC to be covered, to make sure you’re protected against any medical bills. Postcard policies will cover up to £10 million emergency medical expenses and repatriation costs as standard, so you don’t need to worry about being left with bills, we’ll take care of that for you.

Sarah Page, Postcard Brand Manager, said: “Postcard policies have been developed by travellers, for travellers, to match the expectations of the consumer regardless of trip type and current affairs, such as Brexit. This reassures all travellers that there is no grey area when it comes to paying their claim, especially those travelling with Brexit fears.”