Yes, you can easily do any international transfer by using your credit or debit card. When it comes to send money to Ghana, many money transfer companies such as ACE Money Transfers, accept the payments from cards happily. You can send money by using a credit card, through different possible options.
The most common of them are explained below.
Send Money Online through a Bank:
You can easily transfer money through a credit or debit card, by using any retailer bank. The only disadvantage that you may face due to this will be a higher interest rate on your credit card and an advance service fee. Banks usually have higher exchange rates too, so you’ll have to pay for them too.
Money Transfer Companies:
Many IMT providers such as MoneyGram and ACE Money Transfers allow their customers to send money overseas by using a credit or debit card. You can send money to thousands of locations in the world. Moreover, the exchange rates provided by IMT platforms will be lower than that of banks.
You can send money to thousands of locations in the world through Ria Financial Services
Paypal:
Paypal has gained rapid popularity in the last decade. It is also a great way to send money overseas. Just link your credit card with PayPal. They usually charge 2.9% of the amount as service charges and 0.30$ are charged per transaction.
In the case of a debit card, there are several money transfer companies that accept payments from debit cards too. But if you are thinking about using this way, then be sure to check the service charges before making the international transaction. A few companies which can help you are:
TransferWise:
Transfer Wise is providing reliable services to its customers, along with zero additional debit card charges. But, all the exchange rates are applied according to the mid-market rate, instead of open market rates.
ACE Money Transfers:
Ace Money Transfers allows their customers to send money internationally through a debit card. It has many payout locations and banks, which will help you in sending money anywhere around the globe. If you want to send money to Ghana online, just sink in your card details and enjoy easy transfers.
Other then transfer companies, some apps are also providing the best services for debit card international transfers. The most commonly used apps are enlisted below.
Google Wallet to Send Money Online:
It is one of the best apps used to send money online from one place to another. Using a debit card is a right choice. It is providing credible services with 0% debit card charges.
Square Cash:
In this app, loading money in a debit card is totally free. One disadvantage is that people may need to wait for several days if they want to receive money from SquareCash. But, if a person needs money urgently then he/she can pay 1% of the amount additionally, and get an immediate withdrawal.
Domestic Transfers:
If you have to send money locally, from a city to another, then the debit card may be the best option for you to do so. You can get amazing benefits by using its services.
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